Estate Planning
Insurance
Protection You Can Count On
You’ve worked hard to build up a substantial nest egg to pass on to future generations. Now, you can ensure that your assets will remain intact after estate taxes and other costs are paid – permitting your estate’s distribution exactly as you had planned.
Protecting your greatest asset…Peace of Mind.
Federal estate taxes are generally due within nine months of death and could absorb nearly half of your assets before a single dollar goes to your
heirs.¹ Estate planning insurance, a form of universal life insurance, from American General Life Insurance Company, lets you plan ahead to help provide funds for taxes and settlement costs. This policy, also known as Second to Die, covers both you and your spouse and the benefits are paid on the second death – when your estate passes to your heirs and estate taxes are generally due.
Questions about estate planning insurance? Call 800.939.3224 to speak with an agent.
Flexibility for Today and Tomorrow
Estate planning insurance offers these, and other, benefits:
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No-Lapse Guarantee – the policy is guaranteed to remain in force regardless of its cash value, as long as the cumulative monthly guarantee premium requirement is met. If the younger insured is under 50 years old at the time of issue, guaranteed coverage will last 50 years; if he or she is 50 or older, the guarantee will last to age 100.
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Premium Payment Options – You can select a payment plan that fits your financial needs and goals. Pay the guarantee premium for lifetime security, pay less than the guarantee and catch up later, or contribute additional funds to accelerate the growth of your cash values.
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Flexible Death Benefit – Increase or decrease your death
benefit to fit your changing needs.²
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Zero-Interest Catch Up – You don’t necessarily
need to pay the monthly guarantee premium from day one. You can start with a
lower premium and catch up the unpaid difference at any time – without
interest – as long as the policy is in force.
Contact a licensed life insurance professional today about
estate planning insurance!
¹Consult with your tax professional to determine the effect of federal
estate taxes on your individual situation.
²Increases and decreases are subject to the
policy’s terms and conditions.
Guarantees are subject to the claims-paying ability of American General Life
Insurance Company
Elite Survivor G, Policy Form #02109, issued by American
General Life Insurance Company (American General Life), Houston, Texas, a
member of the American International Group, Inc. The underwriting risks,
financial obligations and supports functions associated with the products
issued by American General Life are its responsibility. American General Life
is responsible for its own financial conditions and contractual obligation.
American General Life does not solicit business in the State of New York.
Policies and riders not available in all states.
Or, learn more about these life insurance products also offered through Matrix Direct:
