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Start Your Free Quote Now!Return of Premium Term Life Insurance

Don’t just plan for tomorrow . . . protect it with return of premium term life insurance!

Also known as ROP, this type of term life insurance ensures your loved ones a death benefit if you are taken from them but it will return the amount you paid in premiums if you’re not. So, you collect whether you live or die.¹

See for yourself, request a return of premium life insurance quote now!

ROP offers these benefits:

Solid coverage for the term you select:

  • 15 year term life insurance
  • 20 year term life insurance
  • 30 year term life insurance

A fixed monthly premium that does not change during the selected term, even as you get older or if your health declines.

Full benefits to your loved ones if you should die.

Returns an amount equal to the premiums you paid when the term ends, if you are still living and you’ve kept the policy in force.

Whatever your goal, Return of premium (ROP) term life insurance offers you the best of both worlds – your loved ones will receive the full death benefit if something were to happen to you AND it will return the amount you paid in premiums if you’re not. It’s a win-win.

Request a free return of premium life insurance quote now!

¹ Return of premium is paid at the end of the level term period and excludes substandard and rider charges. The premium returned does not take into account time value of money. Policies not available in all states. Please contact Matrix Direct for complete details.



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*Matrix Direct, Inc., Matrix Direct Insurance Services, Matrix Direct Insurance Agency, Inc., Ronald J. Harris or Ronald John Harris.

©2008 Matrix Direct Insurance Services. Life insurance services are available through Matrix Direct, Inc. Not available in some states, including but not limited to South Dakota. 04-2748

Ron Harris, Licensed Agent CA #0B57619. Auto, pet and health insurance services and information are provided by marketing associates of Matrix Direct, Inc. Marketing associates are responsible for the content of their websites and may have privacy policies which differ from those of Matrix Direct. Matrix Direct, Inc. is a wholly owned subsidiary of American General Life Insurance Company and an affiliate of The United States Life Insurance Company in the City of New York, both subsidiaries of American International Group, Inc.