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The devastating earthquake in Japan and subsequent tsunamis are a humbling reminder that tragedy can strike at any time. For many, the question is "Am I prepared?"
Over the past year alone, hundreds of thousands lost their lives from earthquakes in Haiti, New Zealand, China and Chile, as well as floods in the United States, Australia, India and Pakistan. In the United States, tornadoes claimed lives as well.
While one can never completely eliminate the possibility of an accident or natural disaster, there are ways to prepare and to protect yourself and your loved ones. Matrix Direct offers this list of resources to help you.
Tsunamis
To help people in tsunami zones, the National Oceanic and Atmospheric Administration (NOAA) created a Web site called "Tsunami Ready." The site is devoted to tsunami preparedness and features videos and checklists. www.tsunamiready.noaa.gov/
Children and Tsunamis
Natural disasters can terrify children and cause night terrors and feelings of insecurity. To help children understand and teach them "do's and don'ts," NOAA created a free coloring book called " Tommy Tsunami and Ernie Earthquake." Visit: www.tsunami.noaa.gov/pdfs/tommy_tsunami_coloring_book.pdf
Earthquakes
In the United States, earthquakes occur in many locations. To explain them and help people prepare, the United States Geological Survey (USGS) created a general interest publication called "Earthquakes." Visit http://pubs.usgs.gov/gip/earthq1/index.html
Tornadoes
On average, there are about 800 tornadoes each year in the United States. These violent storms result in approximately 80 deaths and 1,500 injuries.1 To help people prepare, the Department of Commerce and NOAA created a helpful guide. Visit:
http://www.nssl.noaa.gov/edu/safety/tornadoguide.html
Hurricanes
The Environmental Protection Agency (EPA) offers information on what to do when facing a hurricane threat: www.epa.gov/hurricanes/what_to_do_2.html
Floods
In recent years, many regions in the United States have experienced devastating floods. To help, the Federal Emergency Management Administration (FEMA) created a resource called "Are You Ready?" Visit www.fema.gov/areyouready/flood.shtm
Fires
Each year, more than 4,000 Americans die in fires, and more than 25,000 are injured. Many of these deaths and injuries are preventable.2 To help protect people, FEMA created an "Are You Ready?" resource to educate people about fire preparedness. Visit www.fema.gov/areyouready/fire.shtm
Term Life Insurance and Disasters
If you already have term life insurance, you and your loved ones have greater peace of mind.
If you are still considering a purchase, now is a good time to move forward with your decision. The tragedy in Japan serves as a powerful reminder that all of us are subject to accidents, disasters and illness. Tragedies, by their very nature, happen unexpectedly.
Matrix Direct specializes in affordable term life insurance. We are committed to making sure you get the ideal coverage for your needs and budget. The call is free, and there is no obligation or pressure. Our goal is to provide you with information to help you, and to make the life insurance purchase process easy.
Matrix Direct expresses its sincere condolences for the loss of life and destroyed property in this tragedy. Those of us who are not directly affected still share the sense of vulnerability that disasters bring.
Sources:
1. "A Preparedness Guide" Including Safety Information for Schools U.S. Department of Commerce, National Oceanic and Atmospheric Administration National Weather Service September 1992 (NOAA, FEMA, The American Red Cross) http://www.nssl.noaa.gov/edu/safety/tornadoguide.html
2. "Are You Ready?" FEMA, http://www.fema.gov/areyouready/fire.shtm