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*Matrix Direct, Inc., Matrix Direct Insurance Services, Matrix Direct Insurance Agency, Inc., Ronald J. Harris or Ronald John Harris. Rates current as of 01/07/2008, Preferred Plus Underwriting Class, Policy Form #07007, issued by American General Life Insurance Company. (American General Life), Houston, Texas, a member of American International Group, Inc. Medical examination required. Premiums increase at the end of the guaranteed term if policy is renewed. Premiums for other rate classes, ages, and payment plans are available upon request. Death Benefit remains level and is payable in lump sum, or installments, if so elected. The Insurance Company may contest the policy for two years from date of policy issue for material misstatements or omissions on the application. Death benefit payable from any cause except suicide within first two policy years. The underwriting risks, financial obligations and support functions associated with the products issued by American General Life are its responsibility. American General Life is responsible for its own financial condition and contractual obligations. American General Life does not solicit business in the state of New York. Policies and riders are not available in all states. In New York State, term life insurance is available through The United States Life Insurance Company in the City of New York, Policy Form #07007N. Comparison based on rates monthly premiums for a 10 year level term policy, issued at each company’s best published rates for a male, age 40, non-smoker, as of 12/07/2007.

©2008 Matrix Direct Insurance Services. Life insurance services are available through Matrix Direct, Inc. Not available in some states, including but not limited to South Dakota. 04-2748

Ron Harris, Licensed Agent CA #0B57619. Auto, pet and health insurance services and information are provided by marketing associates of Matrix Direct, Inc. Marketing associates are responsible for the content of their websites and may have privacy policies which differ from those of Matrix Direct. Matrix Direct, Inc. is a wholly owned subsidiary of American General Life Insurance Company and an affiliate of The United States Life Insurance Company in the City of New York, both subsidiaries of American International Group, Inc.