Term Life Insurance FAQ
THE MEDICAL EXAM
Q. How do I prepare for the medical exam?
A. Life insurance medical exam preparation is easy. Here
are a few pointers and common sense tips.
The day before your exam:
Avoid strenuous exercise for 24 hours. Get a good night’s
rest.
12 hours before:
Avoid alcoholic beverages, nasal decongestants, decongestants,
and pain medication, such as aspirin, acetaminophen and ibuprofen.
Medications can give a skewed reading. You might also want
to avoid high-cholesterol foods, such as eggs, red meat, shrimp
and fried foods as you prepare for the medical exam.
8 hours before:
Avoid caffeine, including coffee, tea and soda. If possible,
we recommend that you fast for best results (drinking water
is okay).
1 hour before:
Drink a glass of water to facilitate obtaining a urine sample.
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