The ING Life Companies

Who We Are

The ING Life Insurance Companies, part of ING Groep, N.V. (ING), trace their roots back as far as 1885 and offer a broad range of life insurance products and financial solutions to help families, professionals and businesses in the U.S. meet their needs.

ING is a global financial services leader^* of Dutch origin with:

• 85 million private, corporate and institutional clients
• Over $ 591 billion of assets under management
• More than $1,1741 billion in total assets
• Over 110,000 employees world-wide
• Operations and subsidiaries in over 40 countries

What We Do

The ING Life Insurance Companies work hard to make life easier for you by providing individuals, families, and businesses with products that have competitive features.

One of those products, term life insurance, may meet an important primary need -- to provide a death benefit in the event of the wage earner’s death. This death benefit can make a difficult time a bit easier since it can be used for things like funeral expenses, paying bills, health care and even saving and paying for college.

What Others Think of Us

Our reputation is a top priority. ING and its many domestic and global companies has established itself as a reliable and competitive industry leader.

• # 20 among the Top 25 European financial institutions (Source: ING Group Fact Sheet, Nov. 11, 2009, per Bloomberg, Sept. 30 2009)
• # 6 global life insurer based on total revenues (Source: Datamonitor, Global Top 10 Insurance Companies, Aug. 3, 2009)
• # 8 in 2009 Fortune Global 500 list of the world’s largest companies and the leading financial services company on that list (Fortune, July 20, 2009, ranking based on total revenues).

Ratings

• A.M. Best A Excellent (3rd highest of its 15 categories)
• S & P A+ Strong (5th highest of its 20 categories)
• Moody’s A2 Good (6th highest of its 21 categories)
• Fitch A- Strong (7th highest of its 19 categories)

Life insurance products offered through Matrix Direct are issued by ReliaStar Life Insurance Company (Minneapolis, MN) and ReliaStar Life Insurance Company of New York (Woodbury, NY). Within the state of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. Both are members of the ING family of companies. All products are not available in all states.

A.M. Best Company assigns ratings from A++ to F based on a company's financial strength and ability to meet obligations to contract holders. A (Excellent) is the 3rd highest of 15 ratings. Fitch assigns ratings from AAA to C based on company’s financial strength. A- (Strong) is the 7th highest of 19 ratings. Moody's Investor Service (Moody's) assigns ratings from Aaa to C based on a company’s financial security. A2 (Good) is the 6th highest of 21 ratings. Standard & Poor's assigns ratings from AAA to CC based on a company's financial security. A+ (Strong) is the 5th highest of 20 ratings. Independent rating services evaluate insurance company financial strength. The ratings relate to an insurance company's ability to meet its claims and guarantees. The ratings do not apply to the safety or performance of any specific insurance product or any obligations of the variable investment option. The ratings are as of November 23, 2009 and are subject to change.

Matrix Direct is not a member of the ING family of companies.
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Companies we represent

• American General Life Insurance Company
• The United States Life Insurance Company in the City of New York
• The ING Life Companies
• Transamerica Life Insurance Company and Transamerica Financial Life Insurance Company
• Liberty Life Insurance Company
• The Prudential Insurance Company of America
• Globe Life and Accident Insurance Company