No Medical Exam Life Insurance

Is it possible to secure life insurance with no medical exam?

Matrix Direct can help you find the coverage you need with or without a medical exam.

Term Life Insurance

You may have wondered why life insurance companies ask for a physical exam as part of the process in securing a medically underwritten term life insurance policy. The reason is simple. If the insurance company can verify your health-with a medical exam-they can rate you according to your actual health status. Think about it. If everyone, in every health situation, paid the same rate for insurance, that rate would have to be higher because of the mortality risk.

If you have a medical exam, it often saves you money on your policy. However, if you want the convenience of coverage without the physical exam, Matrix Direct's life insurance professionals can find you the best policy at the most competitive rates.

Should you choose to forego a medical exam, you can usually receive same day coverage by answering a few health questions. Even without a medical exam, you can apply for up to $150,000 in coverage.

Adult Life Insurance

Sometimes people are looking for life insurance to cover final expenses. They want to be prepared and prevent the burden of these expenses from falling on loved ones. Adult life insurance for final expenses or burial insurance can provide benefits up to $30,000 without a medical exam.

It's convenient and easy to get a quote. For information and availability, call Matrix Direct toll-free at 800-914-8376, or request a quote for no medical exam life insurance or adult life insurance for final expenses online.

Or, learn more about these life insurance products also offered through Matrix Direct: