If you cannot work, where will you get the money you need to live?
If you become disabled and cannot work, will you have enough money coming in to maintain your lifestyle? The fact is, far more working people are disabled in the course of their careers than die prematurely.
Disability coverage available as a rider on some life insurance policies can replace a portion of your salary when you can't work, helping to cover your day-to-day living expenses without draining whatever savings you've accumulated.
You may already have some disability coverage as part of an employee's benefit plan, or be eligible for some worker's compensation assistance, but is that coverage adequate on its own? Can it provide enough income, or pay benefits for a sufficient length of time?
There are many variations of disability coverage, and you need to know the right questions to ask to help you pick the best possible combination of adequate coverage and reasonable premiums.
At Matrix Direct, we can make it simple and convenient for you to get the answers you need. We offer disability riders on select life insurance policies, to give you peace of mind. Get a quote from our friendly and knowledgeable licensed insurance agents today, or simply contact us for more information on what kind of disability coverage could be right for you.