Return Of Premium Term Life Insurance

Buying a return of premium insurance policy may be a valuable part of a family's financial plan.

4.7 out of 5 Stars

4.7 out of 5 Stars

Our Overall Rating
4.7 out of 5 stars based on 1700+ ratings and user reviews. To view all customer review, click the button below.
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Don't just plan for tomorrow . . . protect it with return of premium term life insurance! Deciding to buy a return of premium term life insurance policy can be a sound financial investment that may pay valuable dividends for you, your family, and other loved ones for years to come.

Also known as ROP, this type of term life insurance ensures your loved ones a death benefit if you are taken from them, but it will return the amount you paid in premiums if you're not. So, you collect whether you live or die.¹

Sounds too good to be true? It's not and you can see for yourself by filling out the form to the right and requesting a return of premium life insurance quote now!

Return of Premium Benefits

ROP Benefits:

  • Solid coverage for the term you select (20, 30, even 35 years! ²)
  • A fixed monthly premium that does not change during the selected period, even as you get older or if your health declines.
  • Full benefits to your loved ones if you should die.
  • Can return an amount equal to the premiums you paid when the level premium period ends, if you are still living and you've kept the policy in force.

Whatever your goal, buying a Return of premium (ROP) term life insurance policy offers you the best of both worlds - your loved ones will receive the full death benefit if something were to happen to you AND it can return the amount you paid in premiums if you live until the end of the level premium period and you've kept your policy in force.

Request a free return of premium life insurance quote now! Simply fill out the short form to the right to get started.

¹ Return of premium is paid at the end of the level premium period and excludes substandard and rider charges. The premium returned does not take into account time value of money.

²Policies not available in all states. Please contact us for complete details.

Reviews from Customers who Bought Insurance through Matrix Direct

We think what our satisfied customers say about us in their life insurance reviews, says more than any advertising campaign ever could. A life insurance rating from customers is a great way to see what people really think about a company. The reviews you see below are from customers who purchased life insurance policies through AIG Direct. After a customer buys life insurance from us we ask them for a review. We post all reviews unless their content is obscene, inflammatory or not factually accurate. We ask customers to rate our services and then produce an overall rating as shown below. We encourage you to read our life insurance reviews and see just how happy our customers are. Endorsements/Testimonials present should not be construed as a recommendation to purchase or an indication of the value of any product or service. The speaker of the Endorsement/Testimonial is not affiliated with the Company nor monetary consideration was provided.

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